Hi folks, just wanted to share my recent experience involving an accident with a motorcyclist. It was a fine Sunday evening when I drove out to the neighbourhood petrol station to fuel up my tank. Luck simply wasn’t on my side that day. A motorcyclist rammed right into my back, which was stationary with its right signal light on.
Bam! I heard a loud bang and saw an idiot young kid picking up his motorcycle. I got down from my car and my first reaction was “Hey kid, why did you ram into me! Can’t you see that my car is here with the signal light blinking?”
I didn’t help him up as he was able to get up by himself. I told him to move a side to the road so that I can evaluate the damages on both vehicles. My car suffered from a dented bumper, bonnet and a broken rear lamp! Where as his Yamaha Legend suffered some minor scratches and broken front lamp. He is at wrong! An underage kid without a proper license riding his friend’s motorcycle.
Not really sure with the next course of action to take, I called up Toyota Assist, explained to the lady about what had happened. Since it’s an accident involving a motorcycle and car, she further explained that there’s no way I can claim insurance from the motorcyclist. Any claims will be from my own insurance coverage, gone is my NCD of 30% for next year.
I took down his name, phone number and address. He’s a muslim. He told me it’s Ramadhan (holy month) and would pay me by installment after I get my car repaired but I gave him the benefit of the doubt.
We parted. I went to lodge a police report, a necessary procedure in order to file a claim from my insurance provider. Met with Konstable Andy who happens to be a Sarawakian, he assisted me with the report and later on I proceeded to be interviewed by Sergeant Zaini. I told him about the underage kid driving without license but he seem disinterested at all, he even suggested that it’s due to my negligence for stopping at the roadside. I reasoned with him that it wasn’t my fault, I was waiting for my right-of-way to make the right turn while this kiddo rammed into me. Hearing such jargon, he toned down a little.
Police report lodged. Yet to know the investigation result as it still depend if the other party is going to lodge a report within the 24 hour time frame, at the time of writing it is still a non-injury case. Whatever the finding is, it doesn’t matter since I’m going file the own damage claim under my own policy.
To Farhan who was driving a Yamaha Legend bearing plate number WUR9610, I have only this to say to you:
“Selamat petang Farhan. Semalam adik yang langgar kereta saya. Saya rasa adik tipu saya sebab alamat yang diberi Jalan PUJ 5/11 tidak wujud pun. Tak apa lah kalau u tak jujur, apa-apa pun itu antara u dengan tuhan selepas akhirat nanti. Saya amat kesal dengan sikap yang tak jujur lebih-lebih lagi saya percaya adik dalam bulan Ramadhan ini.”
Until now he has not replied my Whatsapp message nor text. His Whatsapp status shows he was last seen on 29 June 2015. I forgive you for what you have done, your action it’s between you and your God on judgement day.
One word – SUEY! If I knew I would not drive out to fuel up my tank lar. The real inconvenience is when the car is sent to the workshop for parts replacement and painting. Big sigh.